About Us

SPM Office Hero

Headquartered in Folsom, California, Sierra Pacific Mortgage Company, Inc., provides quality mortgage lending services throughout the United States. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access, allow us to deliver competitively priced products to brokers, retail originators, and consumers.

Sierra Pacific currently operates 7 Regional Fulfillment Centers and is licensed in 46 states. We are a nationwide direct lender for HUD (United States Department of Housing and Urban Development), Fannie Mae, Freddie Mac, and an approved Seller with FHA, VA, and USDA. We originate loans through our Retail, Wholesale and Correspondent business channels.

Steering the company’s vision and success since inception in 1986, President, Jim Coffrini, has led the company and our growing team of dedicated mortgage professionals into one of the most profitable mortgage banking firms in the industry. Goal-oriented and committed to the future of Sierra Pacific, Mr. Coffrini has built the Company upon the foundation of quality lending practices, unparalleled service, integrity and industry knowledge.